Residential Conveyancing Solicitors in South Wales

If you are buying or selling a house it can be an anxious and stressful time.

We have found that clients still want the one to one personal service that only a firm like ours can provide, where they can deal with the same experienced Lawyer throughout the transaction and are able to call into the office to see their Solicitor whenever they need to. Adopting that approach, being understanding and approachable helps to ease the stress of what can be sometimes a difficult experience.

Our conveyancing solicitors in South Wales are able to explain the buying and selling process in a straightforward and down to earth way. We can advise you about the potential pitfalls so that they can be avoided and how the process can be dealt with in the least stressful and quickest way.

Our Lawyers can provide you with details of how much the process will cost at the outset so you can budget your finances and be sure that there will be no unexpected additional costs to pay.

In addition to providing help and advice in buying and selling houses, our Lawyers can also provide you with advice and help with re-mortgaging and other property-related issues.

We have conveyancing solicitors who can provide help and assistance in this area across all of our branches, in Pontypridd, Swansea and Talbot Green, so please feel free to contact them and discuss your particular needs.

Prices

(All prices below are exclusive of VAT)

Freehold Sales / Purchases	Price
Up to £250,000	£850
£250,000.01 to £350,000	£900
£350,000.01 to £500,000	£1,000
£500,000.01 to £650,000	£1,050+
> £650,000	£1,300+ Depending upon value / complexity
Leasehold Sales / Purchases	Price
Up to £250,000	£1,000
£250,000.01 to £350,000	£1,100
£350,000.01 to £500,000	£1,350
£500,000.01 to £650,000	£1,600+
> £650,000	£1,850+ Depending upon value / complexity

*Please note that Leasehold Flats incur an additional £250.00 cost to the above listed fees, due to the complexity and work involved.

Add Ons	Price
SDLT / LTT	£50
TT	£30
Help to Buy - ISA	£50
Help to Buy - Mortgage	£250
Shared Equity	£175

Miscellaneous	Price
Re-mortgage	£600
Freehold Purchase	£550
Basic Transfer of Equity	£450
Matrimonial Transfer	£500
Transfer of Equity and Re-mortgage	£700
Matrimonial Transfer and Re-mortgage	£700

All prices are guideline only and may be subject to change

Higher Value Transactions

For transactions where the sale or purchase price exceeds £1,000,000, we would recommend that you contact us to request a bespoke quote.

What is included in our Fee?

Our fee includes all standard work required to complete the transaction in which we are instructed. This work can be described as the key stages although there can be some variation depending on the circumstances. You can expect our fee to cover the following key stages: –

Buying a Property - Key Stages

Reviewing your instructions, to include identity and anti-money laundering (AML) checks
Check that finances are in place to fund your purchase and if required, contact lender’s representatives
Receive and advise on contract pack
Obtaining all required searches and reviewing the results
Obtain further planning documentation if required (a further fee may be payable for this)
Make any necessary enquiries of seller’s representative
Advise on all documents and correspondence received
Review and advise on mortgage conditions
Send final contract to you for signing
Agree on the completion date
Exchange contracts and notify you when this has taken place
Arrange for all monies needed to be received from all relevant parties
Complete purchase
Deal with payment of Land Transaction Tax (Wales) or Stamp Duty (England and Northern Ireland)
Deal with application for registration at Land Registry

Selling a Property - Key Stages

The processes involved in the selling of a residential property vary according to the circumstances. However, the key stages include:

Reviewing your instructions, to include identity and anti-money laundering (AML) checks
Obtaining details of your property from the Land Registry
Obtaining redemption statements from your mortgage lender
Drafting and negotiating the contract and transfer, etc.
Deducing title to the purchaser’s solicitors
Replying to usual enquiries raised by the purchaser’s solicitor
Correspondence and telephone calls with yourself, your agent and the purchaser’s solicitor
When agreed and where possible, exchanging contracts and completing the sale
Dealing with the transfer of funds between the relevant parties
Where you have a charge on the property, it will be necessary to deal with it's discharge.

Disbursements

Disbursements are expenses related to your matter that are payable to third parties. We handle the payment of these expenses on your behalf to ensure a smoother process. Any such expenses will be explained to you clearly beforehand. These can include, but are not limited to the following:

Land Registry Document Fees (dependent on the property purchase value on purchases only)
Local Search fees
Bankruptcy search fees
Leasehold Management Company Pack charges
Land Registration fees
Stamp Duty or Land Transaction Tax (depending on the location of the property being purchased)
Notice fees (on leasehold property)
Indemnity insurance premium fees (if required)

Remortgage - Key Stages

Your mortgage lender will require that you find a solicitor.
Your lender will make an offer to Remortgage the same as it would for a standard mortgage. We will check title documents and obtain office copies from the Land Registry.
David W Harris & Co will carry out a number of searches on the property.
The mortgage deed is drawn up and signed by you. Our team will then register the mortgage with the Land Registry.

Land Transaction Tax (LTT) or Stamp Duty Land Tax (SDLT) (for properties in England)

The amount of tax that you pay on Completion depends on the purchase price of your property and how many properties/interests in properties each buyer will have at the end of the day of completion of the purchase.

HM Revenue and Customs (HMRC) collect SDLT and Welsh Revenue Authority (WRA) collect LTT.

If you wish for clarity or have any queries on the level of Tax, you should consult with a relevant adviser in advance of the exchange of contracts.

What to do next about buying or selling a house

To book your free initial consultation to buy or sell a house please get in touch with our conveyancing solicitors in Pontypridd, Talbot Green or Swansea.

Simply use our short online enquiry form to tell us you would like to speak to a member of our residential conveyancing team about a potential house sale and we will be in touch promptly.